By the Panda Bao Review team · Updated 
The five levels
| Level 1 · Bronze Disciple | 1% weekly cashback, withdrawals in 48 to 72 h, from your first bet |
|---|---|
| Level 2 · Silver Guardian | 2% cashback, priority support, 24 to 48 h, at 5,000 XP |
| Level 3 · Golden Master | 3% cashback, birthday bonus, custom offers, exclusive tournaments, 12 to 24 h, at 20,000 XP |
| Level 4 · Jade Master | 10% cashback and a personal VIP manager, 4 to 12 h, at 75,000 XP |
| Level 5 · Dragon Master | 20% cashback, physical gifts, priority dispute handling, under 1 h, at 100,000 XP |
How cashback works
Cashback is paid every week as a share of your play, capped at €200 a week on every level. At Bronze Disciple you get 1% back; at Dragon Master it is 20%. It is the closest thing Panda Bao has to a safety net, and it grows the longer you stay.
House rules
- XP is earned automatically on real-money bets.
- Levels unlock instantly when you reach the XP.
- Your level is permanent and does not reset.
- The €1,500 weekly withdrawal limit is the same on every level; the speed is what changes.
Is the loyalty program worth it
If you play every week, yes. The jump from level 3 to level 4 is the big one: cashback goes from 3% to 10% and you get a personal manager. For casual players the faster withdrawals at level 2 and 3 are the most noticeable change.
Ready for your first envelope?
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18+. T&Cs apply.Questions, answered
How do I earn XP at Panda Bao?
XP is added automatically on every real-money bet. There is nothing to opt into.
Can I lose my VIP level?
No. Panda Bao says your level is permanent once you reach it.
What is the highest cashback at Panda Bao?
20% a week at Dragon Master, level 5, with a cap of €200 a week.
